Marbles Credit Card

The Marbles Credit Card

So, marbles, what's it all about then? Well, here's where we give you the low-down.

The people behind marbles are HFC Bank, who provide credit cards in association with big names like the RSPCA, Wanadoo and lots more - in fact over 2.5 million people in the UK carry an HFC credit card. HFC also provide personal loan facilities for over 3.5 million people throughout the UK.

It's got devilishly low rates and you get money back on everything you spend - 0.5% cashback to be precise. It's also really easy to manage because you can sort out your account online whenever you like – the middle of the night if you want to.

Whatever you buy, wherever you buy it, we'll give you money back. So whether you're using your marbles to fill up the car, do the weekly shop or splashing out on a posh weekend break for two, you'll get 0.5% money back on the whole shebang.

We'll then credit this to your marbles account every February. After that's done with, it's yours to spend however you choose. Boost your finances after Christmas and New Year. Have a night out on the tiles. Treat your beloved...it's totally up to you.

Having a marbles card is really handy. You can see your balance, check what you've bought recently and look back at past statements. All on the Internet. So it's all there for you wherever you happen to be online, from your computer at work to an internet cafe in Kathmandu.

0% per annum fixed for 6 months from account opening on balance transfers. Typical 12.9% APR variable

Apply for your Marble credit card

Summary

Monthly minimum payments of £5 or 2% of the balance (whichever is greater).
Amount of Credit Minimum Credit limit £250, maximum credit limit subject to status
No Annual Fee.

Charges

1.75% handling fee (minimum £2.50) of the amount of each cash advance (includes cash withdrawals and purchases of foreign currency and travellers cheques), 2.75% administration charge on non-sterling transactions, a fee of £5 to stop a cheque, first statement date change is free, subsequent changes £10, Data Protection Act Enquiry £10, copy vouchers £5 and copy statements £5

Default Charges

£25 overlimit administration fee
£40 if we have to serve a default notice
£20 cheque returned unpaid
£20 unpaid Credits and Direct Debits
£25 payment overdue administration fee

The APR quoted is the typical APR. The interest rates and APRs we charge will depend on our assessment of your circumstances and on your conduct of the account from time to time.

marbles and marbles card are trading names of HFC Bank Limited which is authorised and regulated by the Financial Services Authority, and from 14th January 2005, also in respect of the selling of general insurance. Registered office: North Street, Winkfield, Windsor, Berkshire, SL4 4TD. Registered in England No.1117305.

Apply for your Marble credit card online